Finance · Free with optional Premium · iOS 26+
Debt Payoff Planner for iPhone
Debt Payoff Planner: Tracker is an iPhone app for tracking debts, recording payments and comparing payoff plans.
What you can do
Debts, payments and progress in one place
- Track money you owe and money owed to you.
- Record payments and review your payment history.
- Compare snowball and avalanche payoff plans.
- Set payment reminders and follow your progress.
- View statistics, milestones and PDF reports.
- 13 app languages
English, German, Spanish, French, Italian, Japanese, Korean, Dutch, Polish, Portuguese (Brazil), Thai, Turkish and Vietnamese.
Built for iPhone
Requires iOS 26 or later. No separate Debt Payoff Planner account is required. There is no Android version.
Free download, optional Premium
The app is free to download. Free includes up to 3 debts, payment logging, reminders and the debt-free estimate. Premium adds unlimited debts, strategy comparison with the exact payoff order, advanced statistics and PDF reports: $4.99 per month or $29.99 per year with a 7-day free trial (US reference prices; the App Store purchase screen is authoritative).
Your records and privacy
No account and no bank connection: you enter debts manually and your records stay on your device. The app works offline. Purchases, analytics and diagnostics use service providers. Read the app privacy policy for details.
FAQ
What is Debt Payoff Planner?
An iPhone app for recording debts and payments, comparing payoff strategies and following progress. It is a planning and tracking tool, not a lender or debt settlement service.
Do I need an account?
No separate app account is required. Apple handles App Store purchases using your Apple Account. The website calculators also work without an account.
Is it free?
The app is free to download and use with up to 3 debts, payment logging, reminders and the debt-free estimate. Premium (unlimited debts, strategy comparison with the exact payoff order, advanced statistics and PDF reports) costs $4.99 per month or $29.99 per year with a 7-day free trial (US prices). The calculators on this website are free.
Can I use it on Android?
The app is for iPhone with iOS 26 or later. These website calculators can be used in a modern browser on other devices.