Guides
Each guide answers one question about paying off debt.
- How to pay off debt in a year The payment that clears 6 balances in 12 or 24 months, and a 3-debt plan paid off in 2027.
- How long to pay off $5,000 of card debt Months and interest at 4 APRs and 5 monthly payments, and what it takes to clear it in a year.
- Debt free chart printable (free PDF) One page with a thermometer and 100 squares to color in. Works for any amount.
- How long to pay off $10,000 of card debt Months and interest at 4 APRs and 5 monthly payments, and the payment for each payoff time.
- Debt snowball printable (free PDF) A two-page tracker in US Letter and A4. List 10 debts, log 24 months and color in 50 boxes.
- Undebt.it alternative for iPhone Undebt.it and an iPhone app compared on pricing, account, bank sync and offline use.
- Debt snowball spreadsheet (free .xlsx) A free template for Numbers, Google Sheets and Excel. Snowball or avalanche, up to 10 debts.
- Debt snowball app without a bank link How manual entry works, what the free version covers and what Premium adds.
- Best debt payoff apps for iPhone (2026) Seven apps compared by pricing model, bank linking, account and privacy label.
